Send Money to Kenya -The Best 9 Ways to Choose From


Would you like to deliver money to Kenya fast, and affordably? It could be to either family, your business, or even a friend. Or maybe, to an organization in Kenya that you support as a donor. You definitely need to transfer the money through a means that is fast, reliable, as well as affordable. In this post, you’ll learn some of the best ways to send money to Kenya and also how to send money to Kenya via Mpesa.

The Best Ways to Send Money to Kenya

In case you intend to transfer money to Kenya, there are a variety of ways to choose from. However, it’s always wise to select a means that is fast, reliable, and also affordable to you and the recipient. You may be interested in knowing what to look for before using an international money transfer service

Some of the best ways include utilizing Remitly, Wise, WorldRemit, or Skrill. However, you should also get the opinion of the Kenyan recipient on their favorite method, so that you can use the one they’re comfortable using. They can even be happy using Payoneer

Delivering money to Mpesa is currently the quickest manner to send cash to Kenya. Why? Because the cash arrives in the recipient’s mobile money account shortly. 

Here’s a summary of what we’ll cover concerning International Money transfer services, that promote money transfer to Mpesa:

  1. Wise Money Transfer Kenya
  2. Wise Money Transfer Kenya Payment and Reception Methods
  3. WorldRemit Kenya
  4. WorldRemit Payment and Reception Methods
  5. Remitly Money Transfer to Kenya
  6. TransferGo
  7. Skrill Money Transfer to Kenya
  8. How to Fund Skrill Wallet / How to Receive Money from Skrill
  9. Bank Transfers to Kenya
  10. PayPal to Kenya
  11. Western Union Kenya
  12. Bitcoin to Kenya
  13. The Bottom Line of The Best Ways to Send Money to Kenya

Wise Money Transfer Kenya

You can send money from Wise Money Transfer to MPesa. But, is Wise Money Transfer available in Kenya? The answer is yes. Although, it’s a somewhat new international money transfer method that enables cash transfer to Kenya.

Wise was launched in London and is presently valued at $3.5 billion. It aims at changing the money transfer industry by bringing about a cheaper, faster, and worthwhile process. To achieve this aim, the firm has opened a lot of bank accounts in different countries worldwide. Hence, if you transfer money to Wise in Kenya, the firm will finalize the transaction utilizing its Kenyan account. As a result, the cash is received by the recipient shortly and affordably.

It permits customers to send money to Kenya either as individuals or businesses. For the business accounts, your business has to be verified and the cash must come from your business bank account.

Wise Money Transfer Payment and Receiving Methods

Wise favors a variety of payment methods for your money transfers to Kenya. You can finance your transfers using a credit or debit card, bank transfer, POLi, iDEAL,SOFORT, Apple Pay, ACH payment(US), Android Pay, Payment Initiation Service Provider (PSIP), SWIFT, Trustly, and SEPA. It only allows you to transmit money to a local bank account or mobile money wallet.

How to Send Money From Wise Money Transfer to M-pesa

The mobile money industry is being remarkably embraced in Kenya. Hence, making it possible for you to send money from Wise to Mpesa.

The sending procedure is quite simple. You’ll require the recipient’s mobile number, registered with M-Pesa in their name. to facilitate the arrival of the cash during the same business day.

Send Money to Kenya Via Wise Money Transfer

To be able to send money to Kenya through Wise Money Transfer Kenya, you can follow the process below:

  • Go to
  • Create an account free of charge
  • State where you would like to send the cash to. In this case, Kenya
  • Choose whether you’re sending to the recipient’s Mpesa registered mobile number or bank account
  • Key in either the recipient’s Mpesa registered number or bank account in Kenya
  • Enter the amount you’d like to send, and Wise will finalize the transaction within an hour

Unlike most firms that mark up the exchange rate, Wise uses a similar rate as the one displayed on Google. So you simply Google the rate. 

WorldRemit Kenya

WorldRemit is a worldwide money transfer service with over 4 million users from different countries in the world. The firm’s program works like that of Wise. The only disparity is that you can send cash to a local Kenyan agent for a cash pick-up It’s among the best ways to transfer money to Kenya.

Send Money to Kenya via WorldRemit

To be able to send money through WorldRemit, you can follow the procedure below:

  • Go to then, either download their mobile app or utilize their website
  • Input the amount and the country you want to transfer money to
  • Check out to see the amount of money the recipient will receive right away
  • Enter the particulars of the person you want to transfer the money to
  • Track whether or not the payment has been made, within an hour

WorldRemit Payment and Reception Methods

You can finance your WorldRemit money transfers to Kenya using debit, credit a, and prepaid cards like Visa, and Mastercard, bank transfers,POLi, Interac, iDEAL, Klarna, Android Pay, Apple Pay as well as Trustly.

WorldRemit enables your recipient in Kenya to receive money using M-pesa, Equitel, cash pick up, or a bank account. You are also eligible to send airtime to your beneficiary. The recipient can also receive the money in their WorldRemit app if they have one.

How to Send Money From WorldRemit to M-pesa

The existing collaboration between WorldRemit and M-pesa, allows people to transfer money to M-Pesa promptly. To send money via WorldRemit to Mpesa,

  • Go to the WorldRemit website or app
  • Select Kenya as the country to send to on the dropdown menu
  • Click on “mobile money” as a receiving method and then select Mpesa. You’re allowed a maximum limit of USD 5,000 per transfer or the Kenyan Shilling equivalent.

The benefits of using WorldRemit

  1. The recipient doesn’t need to have a bank account to receive money. You can transmit to them a cash pickup or use World Remit to M-pesa transfer
  2. Your first transaction through WorldRemit is free of charge
  3. If you use the code 3FREE you don’t pay any fees on your first three cash transfers
  4. You can effortlessly trace the payments using the app
  5. Their exchange rate is transparent
  6. Their transfer process is faster

Remitly Money Transfer to Kenya

Remitly is among the fast, and affordable ways to send money to Kenya. At the moment, you can send money to Kenya free of charge using Remitly.

Send Money to Kenya Via Remitly

To be able to transfer cash to Kenya through Remitly you can follow the procedure below:

  • Go to
  • Open up an account with them
  • Wait for a verification message
  • Log in to your account upon receipt of the message to initiate your transaction 

After opening your Remitly account, you will be eligible for the following transfer limits: $2,999 in 24 hours, $10,000 in 30 days, and $18,000 in 180 days. In case you wish to send more than the initial limits, you’ll have to deliver extra paperwork for Remitly to verify your transfer. You can finance your money transfer to Kenya with a debit or credit card, as well as a bank transfer.

How to Recieve Money From Remitly While In Kenya

Remitly Kenya supports payments to M-pesa, Airtel Money, major Kenyan banks, and wash pick-up. Some of the banks it supports in Kenya include KCB, Equity Bank, Ecobank, CBA, Diamond Trust Bank, and Postbank.

How to Send Money From Remitly to M-pesa

MPesa is among the virtual wallet services that can be used to convey a Remitly transfer to a mobile wallet in Kenya free of charge. To transfer money from Remitly to MPesa in Kenya, you require your recipient’s full name and phone number. And your recipient has to be a Safaricom customer with an M-Pesa registered mobile phone number.

TransferGo Money Transfer

TransferGo is a British cash transfer service that offers money transfer services to individuals as well as businesses. Meaning, businesses can make batch payments to up to 50 suppliers or even pay salaries in Kenya.

Send Money to Kenya Via TransferGo

To be able to transfer money to Kenya through TransferGo you’ll have to:

  • Go to     
  • Create an account with them
  • Own their debit card or credit card
  • Have your recipients M-pesa or bank details 
  • Log in to your TranferGo account, and
  • Initiate the transaction

Depending on where you’re sending money from, TransferGo charges a fixed rate fee between 0.00% to 3.3%. For example, in case you send £ 2000 to Kenya, you will be charged £ 1.98 in fees, and your recipient will collect Ksh. 276,890.06. Your bank might apply a supplementary fee where necessary for the transaction.

You can fund your TransferGo transfers to Kenya by credit or debit card, a bank transfer, Google Pay or Apple Pay.

Skrill Money Transfer 

Skrill is one of the virtual wallet money transfer services and online payments that you can utilize to send cash, receive money, and make payments in Kenya. A lot of Kenyan online freelance writers utilize Skrill and other online payment methods for receiving payments.

Send Money to Kenya Via Skrill

When you use Skrill to send money to Kenya, the recipient can collect the in M-pesa courtesy of the partnership between Safaricom and Skrill, Skrill wallet, mobile wallet, or a bank account.

To send money to Kenya by Skrill, you need some cash in your Skrill wallet. You can finance your Skrill wallet using a debit or credit card, a bank transfer, or a Paysafecard.

How to Send Money from Skrill to M-pesa

To be able to transfer money from Skrill to M-pesa you:

  • Go to
  • Open an account with them
  • Deposit money into the account
  • Initiate a transaction using the recipient’s M-pesa details

Bank Transfers

It’s possible to send money to a Kenyan bank account. Sending money by your bank account through wire transfer to Kenya has proved to be an easy way, although it normally costs more. To send money via wire transfer, you have to inform your bank to send money to the recipient bank account in Kenya. And also inform the recipient of the same.

Send Money to Kenya Through Bank Transfer

To be able to send money to Kenya via Bank Transfers you’ll need:

  • To visit your local branch or use their digital banking platform to send money to a Kenyan bank account
  • The recipient bank account number
  • The recipient’s bank name and address
  • The recipient’s bank’s Swift number.

The whole process will take you a few minutes and the recipient will get the cash within seven days. Averagely, the money takes less than two days to materialize on the rreceiver’sside.

PayPal Money Transfer

PayPal is among the biggest fintech businesses in the world, valued at more than $140 billion. Using it, you can be able to transfer money to a Kenyan recipient’s M-pesa or bank account within a short time. To achieve this, you have to ensure that the recipient possesses a PayPal address. Then, all you have to do is to key in their email address and the amount you’d like to send and they will get the money shortly. 

To withdraw the funds the recipient has two choices. First, they can transfer to their M-Pesa account. Depending on the amount of money involved, this procedure takes less than 5 hours. Second, they can transfer the cash to their bank account. That can be done using banks like Equity, others supported by PayPal in Kenya.

However, unless the recipient demands that you use PayPal, using it should be among your last choices because of three reasons. First, it takes 3 days for the recipient to receive money in their M-pesa or bank account. Second, as opposed to other money transfer services its fees are a little bit on the higher side. For example, on average when you transfer $300 to a recipient, they will get $288. And be charged by their bank to withdraw. Finally, their foreign exchange procedure is not one of the transparent ones.

To send money from PayPal to Mpesa you have to :

  • Go to PayPal mobile money platform
  • Select”Withdraw to M-pesa”
  • Key in your M-pesa number
  • Enter the amount of money you’d like to withdraw
  • Click on”Ok”

Western Union Kenya

Western Union is one of the oldest and known ways of sending money to Kenya. It’s valued at over $8 billion and is accessible in most countries worldwide. The procedure of transferring money to Kenya through The western Union is relatively easy and can be accomplished in just two ways. You can use the company’s online platform to deliver the money or you can carry out the transaction at a local bank. When transacting online, you can utilize your debit or credit card to send the money.

How Does Western Union Work In Kenya

Western Union works in a variety of ways in Kenya. You can transmit money directly to a bank account or a local dealer to be collected in cash. You can also transfer money to Kenya through Mpesa with Western Union. Regarding cash pickup, you have to share with your recipient the MTCN number, which the dealer will use to deliver the money to them.

Some of the benefits of using Western Union to transfer money to Kenya include:

  • It is a fast way of delivering money
  • The recipient can access the cash at various locations
  • The recipient does not require to own a bank account

Bitcoin to Kenya

Another money transfer service you can use to transmit money to Kenya is Bitcoin. This is a digital currency that is accessible in all parts of the world. To utilize it, you need to have Bitcoins in your cryptocurrency wallet. And your recipient has to have a Bitcoin address. For a transaction to materialize, you have to go to your Bitcoin wallet and choose the option to send the Bitcoin. You should then input the recipient’s Bitcoin address and the amount of Bitcoin you have to send.

The Bottom Line of How to Send Money to Kenya

At the start, you looked forward to knowing the best 9 ways to choose from if there is no need to send money to Kenya. Having dealt with exactly that, you now stand a better chance of making an informed decision regarding the same.

So as you make the decision, you should consider a means that is affordable to both you and the recipient, and one that is fast, as well as reliable. However, it’s equally important to get the recipient’s opinion on what they prefer.

About the Writer

Fredrick Musungu is a freelance writer, blogger, and copywriter who helps businesses and individuals earn more with promotional, and informational content online at Liberating Freelance Blog. He also writes about health at FMHealthwise Blog.